I had a feeling that if I invested a bit more, did the work and kept at it, I would get some sort of financial return.

Money anxiety. Fear of debt. Extreme financial stress. It’s all a real deal. But guess what—it doesn’t have to be!

The first time I went into debt was a little over two years ago. I was 26 years old and had started my coaching business a year prior. After a lot of trial and error, some sleepless nights and basically no traction on my business, I decided that to get to the next level, I was going to invest in some high-ticket programs.

At that time, I was lucky enough to not have any student loans, car payments or mortgage. No other debt at all—which, if you know anything about finances for the typical young American, that’s a pretty big deal. I had already spent my savings—but I had a feeling that if I invested a bit more, did the work and kept at it, I would get some sort of financial return. 

So, with some anxious jitters, I took a leap of faith and put a couple coaching programs on my credit card. And then a year after that I took an even bigger leap of faith and another after that.

Put simply, I’ve invested more money in myself and my business than anything else I’ve ever spent money on in my life. And I can say with full certainty that it was all MORE than worth it.

As a business coach, I’ve learned the value of investing in yourself and getting the support you need from someone who’s done what you want to do. Someone who can show you the way, or a way, of creating that kind of success yourself. 

I’ve had the pleasure of working with top-notch people in my industry and even collaborating with some, all because I had faith in my vision and was guided to invest in certain things. And yeah, the cash money in my bank now is a nice side effect of these investments too. 

I can say with full certainty that it was all more than worth it.

So how come we see debt as a bad thing all the time? Or as the plague you want to escape as fast as you can? Money can be good, right?

Let’s talk about some tips that will help us view money in the right way.

Tip 1: You are not your money.

You are not the number in your bank account or the number on your credit card. Regardless of if that number is $10 or $10,000,000, nothing on the outside will ever change who you are and the gifts that you’re meant to bring forth.

Tip 2: Unlearn the fear of not having enough.

Think about the worst thing that can happen if you don’t “have enough.” What would that actually mean for you? Sleeping a couple nights on someone’s sofa? Buying cheap groceries instead of going out to eat for a while? What is truly the worst thing that could happen if you don’t have enough money? Usually it’s not that bad. It’s important to reframe how you think about money and right-size what not having enough really means.

Tip 3: Invest in things that will pay off in the long run.

The one debt that I consider good debt is the debt you use to invest in something that will bring a financial return in the long run. Whether that’s an education, a coach or some other investment, spend your money on the things that will most likely make money back for you. If you want to buy clothes, a car or other material items, spend within your range. Try not to go into debt for materialistic items that don’t make you money in the long run. 

Tip 4: Envision yourself with more than enough in the bank and imagine you’re there now.

How does that feel? Whatever number would feel like heaven for you right now, post that up somewhere and sink into that good feeling whenever you can. The money you dream of making is already out there. You just have to tap into it and let it flow your way.

All in all, you can let go of any money anxiety. Know that you and your needs will always be taken care of. You will always have more than enough when you remember what “enough” is. And you can be a person who feels good about money, no matter how much you make or how much debt you have or how anxious you feel about spending.

And remember—money that you invest in yourself and your business is worth it.

What is the best financial investment you’ve made in yourself?

Image via Jp Valery